How LenderMatch Works

Three simple steps to get matched with the right lender for your business — in minutes, not weeks.

Qualify in 2 Minutes

Answer a short set of questions about your business, loan type, and amount. No SSN, no hard credit pull, no paperwork — just enough for us to understand your needs.

Business type, industry, and state
Loan amount and purpose
Time in business and revenue range

Get Matched

Our 16-dimension matching engine analyzes 13,000+ banks, credit unions, and private lenders to find the single best fit for your deal. We look at loan category fit, geographic proximity, lending velocity, and more.

AI-powered scoring across 16 dimensions
FDIC/NCUA call report data for accuracy
Your identity stays anonymous until you approve

Track Your Deal

Your personal dashboard shows your match status, deal progress, and next steps in real time. Your dedicated deal manager guides you through lender review, diligence, and closing.

Real-time status updates and Chess Clock timer
Secure document upload and sharing
Direct messaging with your deal manager

What Makes Our Matching Different

We don't guess. Our matching engine is built on real lending data from regulatory filings.

FDIC/NCUA Call Report Data

We analyze actual lending volumes, portfolio composition, and growth trends from quarterly regulatory filings.

16-Dimension Scoring

Loan category fit, geographic proximity, deal size alignment, portfolio capacity, lending velocity, and 11 more dimensions.

Real-Time Availability

Lenders set their own criteria and capacity. Matches reflect what lenders are actively looking for right now.

Anonymity by Default

Your identity is never shared with lenders until you explicitly approve a match. You stay in control.

Start Your Free Qualifier

Free for borrowers. No credit check required.

Why Borrowers Choose LenderMatch

2 min

Average Qualification Time

13,000+

Lenders Scored

Free

Cost to Borrowers